Bankruptcy is a means of gaining a “fresh state,” a legal remedy that gives people who have more debt than they can handle the ability to put the debt behind them and get on with their lives.
Bankruptcy stops creditor harassment, lawsuits to collect debts, creditors from garnishing wages or freezing bank accounts, foreclosures and repossessions, and can allow you to keep your property while getting rid of your debt. You can file bankruptcy even if you are regularly employed and in many cases, even if you own a house.
In addition to being stressful for the debtor, bankruptcy can be a legal maze. The petitions that have to be filed with the Bankruptcy Court are detailed and often contain language that cannot be easily understood even by most lawyers.
Without the proper professional guidance, a debtor can lose valuable time and money trying to navigate the system. Worse yet, a deserving case can be denied by the Bankruptcy Court, or the debtor’s property can be lost because of careless case preparation and lack of planning.
In the Bankruptcy Division at Wilens & Baker, we give ur full attention and the benefit of our expertise to each client. We respond to each of our client’s concerns as we carefully manage their case to discharge.
Our commitment to effective and successful representation of our clients is full service. It does not end with the filing of the petition, the confirmation of a plan or even the discharge of our client’s debts.
We also help our clients deal with creditor and collection problems that can arise after their debts are discharged by the Bankruptcy Court by making sure the discharge is enforced. Because we also work closely with our team of experts in other fields, we can effectively help our clients to benefit fully from their fresh start.
- Chapter 7/13 Credit Cards Medical Bills Loans
- Consumer Bankruptcy Committee of the
- American Bankruptcy Institute